Time vs. Money

"You aren't wealthy until you have something money can't buy." - Garth Brooks

Every time we say “yes” to money, we might be saying “no” to something else—like rest, family, creativity, or health. This simple tool helps you reflect on whether a financial choice is really worth the time and energy it will cost. Just click through the questions, and we’ll walk you through the tradeoffs with care.

Time vs. Money: Is It Really Worth It?

We Only Get So Many Hours

Every day, you make decisions that trade your time for money. Whether it’s picking up an extra shift, saying yes to a side hustle, or debating that one freelance gig, it all costs you something—often time with your kids, your peace of mind, or the energy to simply rest.

Our Time vs. Money Tradeoff tool is here to help you pause, reflect, and make choices that truly align with your values—not just your bills.

When the Money Feels Too Good to Say No

Sometimes the opportunity seems golden:

“It’s double pay!”
“I could finally knock out that credit card.”
“This gig could open doors.”

But ask yourself: at what cost?

Janelle, a nurse and mom of two, was offered overtime during a weekend her kids had their school play. The money would help, but she knew she couldn’t get that memory back. She said no—and didn’t regret it.

👉 Use the tool to weigh not just dollars, but what those dollars are costing you in life.

The Emotional Toll We Often Ignore

It’s not just about hours—it’s about how much energy something drains from you. Some tasks leave you emotionally wiped. Others light you up.

Marco, a freelance graphic designer, once accepted a last-minute job with great pay but tight deadlines. “The money looked good on paper,” he said, “but I was so stressed I couldn’t sleep, and I ended up snapping at my partner. It just wasn’t worth it.”

The tool prompts you to factor in your emotional and physical energy—because peace of mind has value too.

What Are You Really Giving Up?

Before you say yes to the money, ask:

Am I missing dinner with loved ones?
Skipping rest I desperately need?
Pushing through even when my body says stop?

Sometimes, what you’re giving up is far more valuable than the check you’ll cash.

💡 Tip: Write down your top two personal priorities for the week. Then ask—does this financial opportunity support or take away from those?

A Tool to Help You Decide (Not Just Push Through)

Our Time vs. Money Tradeoff tool helps you evaluate five core areas:

How much the money matters to you right now
How much time and energy it will cost
What you'd be giving up
How urgent your financial needs are
What your body and gut are telling you

Once you answer, we’ll gently guide you with encouragement and clarity—no guilt either way.

You’re not lazy for needing rest. You’re not greedy for needing money. You're human. Make choices that reflect your full reality.

Is It True That Money Is the Root of All Evil?

No, it’s not. That’s a common misquote.

The actual verse is:

“For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.” — 1 Timothy 6:10

The problem isn’t having money. It’s letting our love for it overtake wisdom, compassion, and integrity.

God wants us to steward our resources well:

“The blessing of the Lord makes a person rich, and he adds no sorrow with it.” — Proverbs 10:22
“The wise have wealth and luxury, but fools spend whatever they get.” — Proverbs 21:20
“God will generously provide all you need… and plenty left over to share with others.” — 2 Corinthians 9:8
“Remember that it is the LORD your God who gives you the power to become rich.” — Deuteronomy 8:18

So if you're facing a money opportunity, ask:
Will this bring peace and purpose—or pressure and sorrow?

You're Allowed to Choose What Feeds Your Life

Whether you say yes or no, we hope you do it with clarity and confidence. Money is important—but your time, health, and relationships are priceless.

🙏 May this tool and your decision-making bring more balance and peace into your life.